Call Us
Logo

Call Us 877-520-5060

  • HOME
  • Get A Quote
    • Automobile
    • Bonds Home
    • Business & CommercialImage of right arrow
      • Business & Commercial Insurance Home
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
      • Builders Risk
      • Liquor Liability Quote Form
      • Workers Compensation Quote
    • Dental
    • Earthquake
    • Employee Benefits
    • Farm
    • Flood
    • HealthImage of right arrow
      • Health Insurance Home
      • Health Insurance Quote
      • Disability Insurance Quote
      • Long Term Care Insurance Quote
    • HomeownersImage of right arrow
      • Homeowners Insurance Home
      • Homeowners Insurance Quote
      • Manufactured Home Quote
      • Homeowner Flood Quote Form
    • LifeImage of right arrow
      • Life Insurance Home
      • Life Insurance Quote
      • Term Life Insurance Quote
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Trucking
    • Vision
    • Watercraft & Boat
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
    • Free Reports
    • Blog
  • About Us
    • About Us
    • Privacy Policy
  • Contact
Icon Auto Icon Home Icon Business Icon Life Icon Employee Benefits Icon Recreational
Home > Blog > Bundling
TUESDAY, APRIL 27, 2021

Bundling

So we are bombarded by all this messaging around the benefits of bundling your home and auto together to save money.  The messages are constant and consistent:  "This is best!"  "This is the least expensive!"  Well as always the truth is a little more complex than it first appears.

Bundling does give you savings when compared to the pricing offered  by any given carrier within their product set i.e. they will give you a discount on your home if you also write your auto with them and vice versa.  But often times splitting your lines of business between two different carriers can come with pricing benefits of its own.  For example what if you are looking to take advantage of one carriers appetite for home owners insurance in your zip code?  Carriers often price differently in different neighborhoods based partly on their desire to accumulate more business in that particular geography.  That can mean a price advantage to you.  The same may apply to a different carrier's appetite for auto in the same geographic area.  So you see by splitting your business between two motivated carriers you may in fact achieve cost efficiencies.

Of course there is the other side of the coin, by bundling with one carrier and accumulating more premium dollars in that carrier's bucket, so to speak, you may have a different experience when it comes to coverage options or even claims service.  So there are a few factors to consider when placing your insurance.  Considerations beyond the convenience of making one payment for all your insurance needs, which bundling definitely supplies.  Or even the promise of savings which bundling is marketed to supply... and sometimes does not.  So as with most things the truth is a little different from the marketing... so choose wisely!  We are here to help.

Posted 11:14 AM

Tags: bundling, bundling insurance, discounts,
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2021

  • discounts(1)
  • bundling(1)
  • bundling insurance(1)

View Mobile Version

Our
latest blogs

Please read our new articles to save more!

Read More

How can we help you?

Our expert advisors are ready to asses your needs.

Schedule Now

Let's get connected

Insure your
needs today!

Quick Links

Products
Customer Service
About Us
Refer A Friend
Our Carriers
Blog

Contact Info

Toll Free: 877-520-5060
Local: 206-486-8885
Fax: 206-337-9470
Info@myinsurancequote.net
Powered by Insurance Website Builder