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Covered Expenses

It is a good thing to always check to make sure what is covered under your health insurance or your health insurance plan. Alot of these benefits are subject to copayment, deductible, coinsurance, and maximum allowable charges. And most all are always subject to Policy provisions. Check to see if the policy has a Pre-existing Condition Limitation almost all do. Most of them are for 12 months.

Health Insurance

Here is a list to check for-

Physician Visit Charges
Prescriptions
Ambulance
Emergency room coverage
Wellness Benefits
Surgery and Anesthesiology Charges
Vision Exams
Hospital and Other Facility Charges
Complication of Pregnancy
Sick Baby or Well childcare
Home Health Care
Skilled Nursing Care
Hospice Care
Transplants

and always check on the calender year deductible, calendar year maximum, and the life time maximum. And alwasy look for Value Added Features.

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